Budgeting for a new home, whether it’s a beachfront condo in Port Aransas or a $250,000 home on North Padre Island, is a really important step to take before you buy. You need to know exactly how much you can afford—and if it feels like a stretch on your finances before you even make an offer, it’s probably a good idea to keep looking.
Can You Really Afford the Home You Want?
In your new home, you’ll be responsible for homeowner’s insurance, maintenance, repairs, and your mortgage payment—and if it’s farther from work, school, or other places you go often, you’ll have to factor in more gas money on your car (and potentially higher auto insurance premiums, too).
“The cost of buying a house you shouldn’t is far higher than the cost of leaving it behind if you’re worried about the payment,” says Todd Huettner, founder of Huettner Capital in Denver, Colorado. In the long run, you’ll be glad you skipped a home that would’ve been a financial burden and searched for one that left you some breathing room.
Are You Buying a Home in Port Aransas?
If you’re looking for a home in the beautiful city of Port Aransas, we’d love to help you.
Call us at 361-563-7788 or get in touch with us online to tell us what you want from your next home. We’ll begin searching right away.
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